Employment／ Job change／ Retirement
Page ID：100-319-623-618
Last updated date：3 2 2026
When You are Hired
You must be covered by Employees’ Pension Insurance (EPI) and Employees’ Health Insurance (EHI) if you (worker/employer) work for a HOJIN corporation, legal entity or corporation, or if you (worker) work for a company or a factory* which employs 5 workers or more.
Foreign national permitted to work based on the resident status must also be covered regardless of your nationality.
* A company or a factory here means one in business specified by law, such as manufacturers.
When you become subject to EPI coverage, your employer must submit “Application to Enroll in EPI / EHI.”
Your Old-age Employees' Pension will be either reduced or suspended while you work and are covered by EPI, and the total of your monthly pension payable and your monthly remuneration from your work is more than certain amount.
Notes: Mariners shall be covered by Seamen’s Insurance system.
Enrollment in Seamen's Insurance
When You Leave Your Job
Your EPI / EHI coverage ends when you leave your job. Your employer must file a report.
If you retire and are immediately reemployed at a workplace covered by EPI / EHI, you will continue to be enrolled in EPI / EHI, in principle. In other cases, you must enroll in National Pension if your are aged between 20 and 59.
Which pension system to enroll in after leaving company
Age 59 and younger
Re-employed
Enrollment in Employees' Pension Insurance (Employer needs to file application)
Become self-employed, unemployed, and their spouses
Enrollment in National Pension
Become dependent spouses of Category Ⅱ insured persons (company workers or public sector workers)
Age 60 and older
Re-employed at age 69 or younger
Enrollment in Employees’ Pension Insurance (Employer needs to file application)
Re-employed at age 70 and older
You may be covered by EPI after age 70 only if your coverage period of National Pension and EPI is not enough to receive old-age pension, i.e. minimum of 10 years. For details, ask JPS branch office.
Voluntary coverage of National Pension at age 69 or younger
You may be covered by National Pension after age 65 only if your coverage period of National Pension and EPI is not enough to receive old-age pension, i.e. minimum of 10 years.
Voluntary Coverage of National Pension
Voluntary coverage at age 64 or younger
You can increase Old-age Basic Pension benefits amount (full amount is payable for 40 years coverage period.)
Voluntary Coverage of National Pension