You can increase your pension benefits by paying National Pension contributions/国民年金保険料を納付すると将来受け取る年金額が増えます
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更新日:2026年10月1日
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(A)
Date: Year in Reiwa / Month / Day
(B)
Your Basic Pension Number: xxxx-xxxxxx
To: Mr. / Ms. xxxx xxxxxx
(C)
You can increase your pension benefits by paying National Pension contributions.
(D)
1. Total amount of past contributions you have not paid:
XXX,XXX yen
(E)
2. Total amount of increase in your future benefits if you pay the above contributions:(Cumulative amount if you receive benefits for 20 years from age 65)
XXX,XXX yen
Notes:
- Calculated based on the Old-age Basic Pension amount for Reiwa 8 (FY2026).
- 20-years, here, refer to the average life expectancy at age 65.
(F)
This amount will be added to the benefits amount in (3) in the bottom chart.
You can increase your benefits more if you keep paying the contributions.
(G)
Half of your Old-age Basic Pension is subsidized by tax revenue.
(H)
If you pay contributions;
(I)
Contributions
(J)
Contributions paid
(K)
Benefits
(L)
Total of pension benefits
(M)
1/2 benefits provided by contribution revenue
(N)
1/2 benefits matched by tax revenue
(O)
If you do not pay contributions;
(P)
Contributions
(Q)
Non-payment of contributions
(R)
Benefits
(S)
No benefits provided by tax revenue
(T)
You cannot receive both benefits from contribution and tax revenues if you do not pay contributions
(U)
Reference: Records of your coverage periods as of Year in Reiwa / Month / Day
(V)
National Pension (a)
CategoryⅠ (excluding unpaid months) - XX months
CategoryⅢ - XX months
Total (excluding unpaid months) - XX months
Employees’ Pension Insurance (b) - XX months
Seamen's Insurance (c) - XX months
Total coverage periods (excluding unpaid months) (a + b + c) - XX months
Complementary periods (to be counted to qualify for benefits entitlement) (d) - XX months
Qualifying periods for benefits (a + b + c + d) - XX months
(W)
Simple benefits estimate based on your current coverage records
(1) Old-age Basic Pension – XXX,XXX yen / year
(2) Old-age Employees’ Pension – XXX,XXX yen / year
(3) Total amount if you receive benefits for 20 years from age 65 – XXX,XXX yen / year
Notes:
- This amount may not match the estimated amount shown on your Pension Coverage Regular Notice (NENKIN TEIKI BIN).
- Calculation is based on pensionable (retirement) age of 65.
- Please use this as a reference: This may change depending on your future coverage records, socioeconomic situations, and other factors.
